Which of the following is commonly included in a buyer's closing costs?

In the context of a real estate transaction, a buyer's closing costs typically encompass various fees associated with the purchase of a property. The home inspection fee is a common component of these costs. This fee is paid to a professional inspector who evaluates the property to identify any existing issues or potential concerns before the transaction is finalized. Buyers often opt for a home inspection to ensure they are making an informed decision and to mitigate risks related to property condition.

The other options, while related to the transaction, do not generally fall under the category of closing costs paid by the buyer. The real estate agent commission is usually paid by the seller, not the buyer, which is why it isn't considered part of the buyer's closing costs. Property taxes may be prorated at closing, but any amount specific to the buyer’s share is typically handled differently and not included in the standard closing costs. Similarly, utilities for the current month are generally not included in closing costs as these are ongoing expenses that the buyer will assume after the purchase is complete.